Can save money consolidating my student loans

If you are already making qualifying payments toward the Public Service Loan Forgiveness program or are on an income-driven repayment plan, you will lose credit for the payments you have made and have to start over.For example, for your student loans to be forgiven under the Public Service Loan Forgiveness program, you must make 120 payments.

There are 15 references cited in this article, which can be found at the bottom of the page.If you already made 30 and you consolidate, you will lose credit for those 30.Finally, once you consolidate your loans, there is no going back. Ryan Baril is the Vice President of CAPITALPlus Mortgage. You consolidate loans by rolling all your little loans into one bigger one.He graduated from the University of Central Florida in 2012 with a B. To come out ahead, you need to find a consolidation loan with a low interest rate and a reasonable term.

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